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Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Everyone needs groceries every week. Whether you’re a student living alone, a busy professional, or managing a family, groceries easily take up 70–80% of monthly expenses. Apps like Zepto, BigBasket, Blinkit, and Amazon Fresh have made life easy, but costs can pile up fast.
Picture this — you open Zepto to buy a few essentials, and within minutes, your ?1,000 bill becomes ?2,000. That’s where smart shopping comes in.
MyRupaya’s Grocery Discount Finder lets you save on every grocery order. It’s like earning cashback just for shopping smart.
This article explains:
• How MyRupaya’s Grocery Discount Finder works
• What MyRupaya generally offers shoppers
• Best credit cards to save on grocery apps
• Ways to reduce grocery bills using MyRupaya + credit cards
• Common FAQs from everyday shoppers
How MyRupaya’s Grocery Tool Helps You Save
It’s straightforward yet highly effective. Instead of searching random coupon blogs or fake codes, MyRupaya automatically maps discounts and card offers.
1. Best Grocery App Offers – Get valid coupon codes from all major grocery apps instantly.
2. Credit Card Cashback Mapping – Different cards give varied cashback. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Stacking Benefits – Combine coupon codes and card cashback. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Live Deal Notifications – Grocery deals expire fast. You’ll never waste time on expired codes again.
No matter the grocery app you use, you always know which payment saves the most.
What MyRupaya Generally Does
MyRupaya goes beyond groceries—it’s an all-in-one deal platform. It connects your spending with the best available offers.
It covers:
• Movies – Paytm movie offers, PVR, and BookMyShow discounts.
• Travel – flight & hotel booking cashback.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Shopping – Amazon, Flipkart, and Myntra online deals.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Show live 10-minute grocery promo codes.
• Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.
In short, MyRupaya’s goal is that you always get maximum cashback on every order.
Top Credit Cards for Grocery Shopping in 2025
The right card can transform your monthly grocery budget. Here are the top-performing cards for grocery buyers in 2025:
HDFC Swiggy Credit Card (Top for Grocery Apps)
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: 5% on online stores like Myntra
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Works for Zepto grocery too, as MyRupaya identifies it under “food delivery”. Combine with Zepto coupon codes from MyRupaya to multiply your savings.
2. HDFC Tata Neu Infinity Credit Card – Best for BigBasket & Blinkit
• Cashback: Earn 10% NeuCoins on grocery orders
• Other Benefits: bigbasket Discounts on hotels and electronics
• Annual Fee: ?1,499
Why it’s great: Perfect for heavy BigBasket shoppers.
3. HSBC Live+ Credit Card – Best for Online & Offline Groceries
• Cashback: Flat 10% cashback across supermarkets and apps
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
SBI Tata Neu Infinity – Dual Advantage
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Savings on hotels, travel, and electronics
• Annual Fee: ?1,499
Why it’s great: Pair with MyRupaya BigBasket coupon codes for instant discounts.
Amazon Pay ICICI – Lifetime Free Option
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: Extra cashback on Flipkart Grocery through Amazon Pay
• Annual Fee: Absolutely free card forever
Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
Frequently Asked Questions
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Final Thoughts
Grocery shopping will always be essential, and MyRupaya’s Grocery Discount Finder makes it smarter. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, you can easily save 5–10% each month.
Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI help slash monthly grocery costs. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
The smarter you shop, the more you save — and groceries are the perfect place to start.